Medicare Advantage Plans

Medicare Advantage plans (also known as Medicare Part C) are offered by private insurance companies that contract with CMS (Centers for Medicare and Medicaid Services).  They cover all services that are included in original Medicare Part A (hospitalization) and Part B (medical services) and sometimes include Part D (prescription drug) coverage.  You must be entitled to Medicare benefits under Part A and enrolled in Part B in order to enroll in a Medicare Advantage plan.

Medicare Supplement Plans

Medicare Supplement plans are NOT part of Medicare. They are plans offered by private insurance companies that can cover out-of-pocket costs such as copays, deductibles, and co-insurance associated with Medicare Part A and Part B.  You must be entitled to Medicare benefits under Part A and enrolled in Part B to be eligible for enrollment in a Medicare Supplement plan.

Prescription Drug Plans

Since original Medicare (Part A and Part B) does not cover most drugs, these plans through private insurance companies offer prescription drug coverage. You must be entitled to Medicare benefits under Part A and/or enrolled in Part B to be eligible for enrollment in a Prescription Drug Plan (PDP).

If you live in New York, will be Medicare-eligible and are interested in getting more information on Medicare plans, call (315) 437-2484, ext. 403.

By calling the above number, you will be reaching a licensed sales representative. You are NOT obligated to purchase a product from BDS.

For more information on eligibility and enrollment in Medicare, visit: http://www.medicare.gov

We do not offer every plan available in your area. Currently we represent 3 organizations which offer 24 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.