About Us
As a full service organization specializing in employee benefits, Benefit Design Services Corporation (BDS) was established in January 1991 and is owned by Kishan Perera.
Headquartered in Syracuse, New York, BDS serves Central New York and beyond…from Rochester to Utica and Watertown to Binghamton helping companies to meet their employee benefits objectives. Although most are based in this area, we have clients as far away as New Hampshire and Pennsylvania.
Our Mission Statement
Benefit Design Services Corp is committed to providing individualized and responsive service to our clients and their employees while optimizing their employee benefit objectives to lead healthy and secure lives.
Our Founding Principles
- Integrity
- Innovation
- Service
- Guidance
- Entrepreneurship
Our Philosophy
BDS looks to develop long-term business by attracting quality clients and by providing responsive and personal service.
We see our role as using our skills and experience in employee benefits to serve YOUR needs. We develop a trusting relationship based on the fact that we will always put your goals first and recommend benefit strategies to support those goals.
Our Services
BDS offers the design, communication, implementation and administration of group insurance plans and flexible benefit plans to over 300 entities. Our strength is in plan design choosing from the most current options available that are the most cost effective for our clients.
Group Insurance Plans offered include:
Group Insurance:
- We offer plans both on and off the NY Exchange.
- All of our group insurance staff are certified in the Affordable Care Act and the NY State of Health website
- Medical (Fully Insured/Alternate Funding)
- Health Savings Accounts (HSAs) and Health Reimbursement Accounts (HRAs)
- Dental
- Life/AD & D (Non-Contributory/Voluntary)
- Disability (Non-Contributory/Voluntary/NYSDBL)
- Long Term Care
Flexible Benefits:
- Premium Conversion
- Flexible Spending Accounts
- Opt-Out
Individual Insurance:
- Medicare Advantage Plans
- Medicare Prescription Drug Plans
- Medicare Supplement Plans
Retirement Plans:
- Retirement Plan Administration through our partnership with Security Administrators, Inc. (SAI)
- Qualified Retirement Plans